What we're building.
Four capabilities, one runtime. Designed for risk teams who need to develop policy as fast as the market moves.
Zendeci is in active development. The screenshots below reflect our working demo. We're accepting design partner applications now, with production availability beginning in Q3 2026. Apply to be a design partner →
AI Credit Risk Manager
Surfaces policy recommendations from portfolio behavior and quantifies the lift before you ship.
- Continuous portfolio scans for drift and breach
- Suggested policy edits with quantified lift
- Auditable rationale on every recommendation
Data Connector
Wires into bureau data, Plaid cash flow, and alternative sources with versioned, governable pipelines.
- Native Cash Flow Data, Equifax, TransUnion integrations
- Plaid cash-flow features out of the box
- Bring your own data via REST or warehouse
Feature Store & Model Builder
Build features and train models from natural-language descriptions — everything you need to turn a hypothesis into a production-grade model in one workspace.
- Prompt-to-feature with automatic SQL generation, backfill, and validation against information value
- Train and version models on the resulting feature set — XGBoost, logistic regression, custom architectures
- Lineage-tracked from raw data to feature to model to decision, ready for governance review
Real-time decision engine.
Real-time decisioning with reason codes, audit trail, and override paths built in.
- Real-time decisioning with reason codes
- Audit trail and policy versioning built in
- Override paths designed for compliance review
View on desktop to see what the engine depends on and produces.
Be one of the first to use it.
Apply to be a design partner. We'll be in touch within one business day.